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Office in India: Gurugram, & 6 others
Business Consulting
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We are looking for a seasoned P&C Commercial Insurance Consultant to act as a subject matter expert, applying in-depth industry knowledge to hands-on client work, solution design, delivery, and transformation efforts spanning underwriting, pricing, claims, and operations.
Responsibilities
- Act as the primary subject matter expert on P&C Commercial insurance topics, covering underwriting, rating/pricing, policy administration, claims, product configuration, risk/exposure management, workflow, and regulatory matters
- Bring practical consulting and delivery expertise to client projects, converting domain knowledge into actionable outcomes for real-world initiatives and transformation efforts
- Examine complex insurance products, processes, workflows, and data sets to uncover improvement opportunities and deliver actionable recommendations
- Offer specialized knowledge of Pricing/Rating capabilities, including rating models, pricing workflows, rating engines, product rules, premium calculations, and their operational implications
- Oversee successful delivery of client needs, including hands-on involvement in RFP responses, solution design, estimation, and proposal creation
- Support insurance thought leadership efforts through white papers, points of view, client presentations, and market-facing materials
- Spot and define AI/GenAI use cases across the P&C insurance value chain, spanning underwriting, rating/pricing, claims, servicing, fraud detection, and operational efficiency
- Lead proof-of-concept projects and accelerators grounded in recent client needs, ensuring real-world relevance and measurable business impact
Requirements
- 13-18 years of total IT experience, with 10+ years specifically in the insurance industry focused on P&C Commercial lines
- Practical background in consulting, business analysis, product management, transformation, or delivery within P&C Commercial insurance
- Proficiency in at least two of these P&C Commercial insurance areas: Pricing/Rating, Underwriting, Policy Administration/Renewal/Maintenance
- Capabilities in Product Configuration, Risk/Exposure Management, Claims, Workflow Management, Billing, or Premium Processing
- Experience with Pricing/Rating, covering commercial rating models, rating algorithms, pricing workflows, bureau/ISO factors, and rating platform rollouts
- Practical understanding of AI, Machine Learning, and GenAI/LLM applications within insurance, with the ability to explain relevant use cases, business value, adoption factors, responsible AI concerns, and regulatory implications
- Strong collaboration skills, along with excellent stakeholder management and client communication abilities
Nice to have
- Direct experience using GenAI tools, AI-assisted platforms, analytics software, or automation solutions
- Knowledge of platforms like Confluence, JIRA, Rally, or comparable agile/collaboration tools
- Background working with COTS insurance products, rating engines, policy administration systems, or system integration efforts