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Business Consulting - P&C Commercial

Office in India: Gurugram, & 6 others
Business Consulting
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We're looking for a seasoned Business Consulting professional with P&C Commercial insurance expertise to act as a subject matter expert and hands-on consultant, using their domain knowledge to support client projects, solutioning, delivery, and business transformation efforts spanning underwriting, pricing, claims, and operations.

Responsibilities
  • Act as the primary subject matter expert on P&C Commercial insurance topics such as underwriting, rating/pricing, policy administration, claims, product configuration, risk/exposure management, workflow, and regulatory matters
  • Bring practical consulting and delivery expertise to client engagements by turning domain knowledge into real-world project solutions and transformation initiatives
  • Examine complex insurance products, policies, processes, workflows, and data to uncover improvement opportunities and deliver actionable insights
  • Offer specialized knowledge in Pricing/Rating capabilities, covering rating models, pricing processes, rating engines, product rules, premium calculations, and their operational effects
  • Oversee successful fulfillment of client requirements, including hands-on involvement in RFP responses, solution design, estimations, and proposal creation
  • Support insurance thought leadership efforts through white papers, POVs, client presentations, and market-facing materials
  • Spot and define AI/GenAI-driven use cases throughout the P&C insurance value chain, spanning underwriting, rating/pricing, claims, servicing, fraud, and operational efficiency
  • Lead POCs and accelerators shaped by recent client project needs, ensuring they deliver practical, measurable business value
Requirements
  • 13-18 years of total IT experience, with at least 10 years dedicated to the Insurance industry and a strong emphasis on P&C Commercial lines
  • Practical experience in consulting, business analysis, product management, transformation, or delivery functions within P&C Commercial insurance
  • Proficiency in at least two of these P&C Commercial insurance areas: Pricing/Rating, Underwriting, Policy Administration/Renewal/Maintenance
  • Capabilities in Product Configuration, Risk/Exposure Management, Claims, Workflow Management, Billing, or Premium Processing
  • Experience with Pricing/Rating, including commercial rating models, rating algorithms, pricing workflows, bureau/ISO factors, and rating platform implementations
  • Familiarity with AI, Machine Learning, and GenAI/LLM applications within insurance, along with the ability to explain relevant use cases, business value, adoption factors, responsible AI implications, and regulatory considerations
  • Strong collaboration skills, along with excellent stakeholder management and client-facing communication abilities
Nice to have
  • Practical experience with GenAI tools, AI-assisted platforms, analytics tools, or automation solutions
  • Knowledge of tools like Confluence, JIRA, Rally, or comparable agile/collaboration platforms
  • Experience with COTS insurance products, rating engines, policy administration platforms, or system integration projects